Terms and Conditions

1. Acceptance of Terms

By accessing or using the Falah Ventures platform ("the Platform"), you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Investment Model: Mutual Finance

Falah Ventures operates on the principle of Shariah-compliant mutual finance. Unlike traditional equity-based investing, our model focuses on project-specific financing where returns are based on pre-agreed profit-sharing or markup structures (e.g., Mudarabah, Musharakah, or Murabaha).

• No Guaranteed Returns: In accordance with Shariah principles, returns are not guaranteed and are subject to project performance.
• Participation: Your investment represents a participation in the financing of a specific project, not a shareholding in Falah Ventures or the project entity unless explicitly stated.

3. Eligibility and KYC

To participate in investment opportunities, you must:

• Be at least 18 years of age or the legal age of majority in your jurisdiction.
• Complete our Know Your Customer (KYC) verification process.
• Provide accurate, current, and complete information during registration.
• Not be a citizen or resident of any jurisdiction prohibited by Bangladesh law or international sanctions.

We reserve the right to reject any application or terminate any account that fails to meet our compliance standards or provides fraudulent documentation.

4. Financial Transactions

All investment applications require a proof of payment.

• Approval Process: Applications are only considered "Accepted" once verified by our administrative team and a certificate is issued.
• Currency: All local transactions are processed in BDT. International investments may be subject to currency conversion and associated fees.
• Audit Trail: Every transaction is logged and verifiable for transparency and Shariah audit purposes.

5. Shariah Governance

Falah Ventures maintains a Shariah Board to oversee project screening and contract structures. While we strive for the highest standards of compliance, investors are encouraged to perform their own due diligence regarding the suitability of projects for their personal Shariah standards.

6. Limitation of Liability

Falah Ventures shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your investment or project performance.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of the People's Republic of Bangladesh. Any dispute arising under these terms shall be subject to the exclusive jurisdiction of the courts of Dhaka, Bangladesh, while recognizing international arbitration norms for global investors.